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In the market for a car or truck but don’t have the cash available on hand to make the complete purchase up front?
The solution is auto financing.
Auto loans can generally be obtained with relatively low interest rates because they are secured by the value of the vehicle. Meaning if a borrower defaults on the loan the lender can retain value by repossessing the vehicle
Of course the borrower's credit rating also plays a large influence in the interest rate of the loan.
Below is an analysis of the best new car rates available.